Guests - If You want access to member only forums on FM. You will gain access only when you Sign-in or Sign-Up on Fishing Minnesota.

It's easy - LOOK UPPER right menu.

Sign in to follow this  
Followers 0
Ralph Wiggum

Pet Insurance

8 posts in this topic

Just wondering if anyone out there carries pet insurance. We're getting our first dog this summer, and I'm wondering if it is a good idea. What types of things are covered? Who are some good carriers? How much will it cost?

Thanks!

Share this post


Link to post
Share on other sites

Ralph,

We have our dog on VPI; payment is taken out at same time our health insurance is, very convenient. Coverage is great; you can check out their site to see coverage. Most coverage is 60-80% depending on what the expense is for. Very much worth it in my opinion; especially with a hunting dog and the unexpected injuries they seem to run into from time to time.

TRITC

Share this post


Link to post
Share on other sites

Ours will not be a hunting dog, but thanks for your advice.

Share this post


Link to post
Share on other sites

Can I ask how much the insurance cost's you per month? Thanks

Share this post


Link to post
Share on other sites

I have VPI....and pay around $30/month for my 2.5yo lab.

1) They do cover some expenses such as heartworm and frontline, so you get some money back after purchasing those.

2) They do NOT cover hereditary diseases/defects. Hip dysplasia/elbow displasia, ligament issues that are classified as hereditary are not covered. Nor is any testing/x-ray related to this causes.

3) Usually there is a deductible...I think mine is $50. So, if I go the the vet for an ear infection and the cost is like $120, I would get back like $60 or $70.

I am thinking about canceling it now, as my pup is over two years old. My original plan was to cover him until 2yo in case he swallowed something as a pup or somehow hurt himself as a youngster in the field hunting. I may just take the $30/month and put it into an account instead to cover any expenses.

Share this post


Link to post
Share on other sites

 Originally Posted By: 311Hemi
I may just take the $30/month and put it into an account instead to cover any expenses.

That's what we're thinking about doing. Just wondering if the insurance was worth it.

Share this post


Link to post
Share on other sites

If you have a Petsmart around you, check out banfield. They are the vet in Petsmarts. I have had insurance for 3 years. $20/month is what my plan runs me. All appointments, shots, etc. are covered and if surgery is needed, you get a discount. It also covered the full cost of my dog being spayed.

Banfield Site

Share this post


Link to post
Share on other sites

Do you have to put a value on the dog? I had my female insured for 25k but the company stopped doing pets. I'm wondering if the premium is different depending on the value declared.

Share this post


Link to post
Share on other sites
Guest
This topic is now closed to further replies.
Sign in to follow this  
Followers 0



  • Posts

    • Crappie222
      Hey what's a good place to do some trout fishing around the cloquet area. I stopped at otter and tried today didn't even get a bite is it still to early?
    • Huntin&Fishin
      Nope. Was waiting for more responses. I checked the dnr netting scedule and varied it was not them.
    • Cobber
    • Rick
      Private landowners interested in learning more about managing their woodlands for habitat and income can attend a low-cost workshop and field tour from 8 a.m. to 5 p.m. Saturday, May 6, at the Cohasset Community Center at 3rd St. NW, Cohasset. The Itasca County Private Woodlands Committee is hosting the workshop with assistance from the Department of Natural Resources Cooperative Forest Management (CFM) program. The workshop aims to educate landowners about timber management and how to thoughtfully and purposely harvest trees to create better wildlife habitat and generate income from a timber sale. Woodland owners can also learn about options for enrolling in a tax incentive program to reduce property taxes. The day will begin indoors with a series of educational sessions about managing forests to benefit a variety of wildlife, working with a consulting forester to write a stewardship plan, the mechanics of a timber sale, and how to contract with a qualified logger. After lunch, participants will board busses for an afternoon tour of different sites to see first-hand the differences in unmanaged and managed timber, and previously cut timber in various stages of regeneration. “Our last workshop this winter in Palisade had over 100 attendees and we are anticipating strong interest in the Grand Rapids area, too,” said Grand Rapids area CFM Forester, Josh Donatell. “Over the last 20 years, there has been a decline in timber harvest from private lands. This program helps restore lost habitat on private land as well as promote a more stable supply of wood and fiber for the timber industry.” Pre-registration is required. The $20 cost includes lunch and field tours. Participants should dress appropriately for outdoor weather and wear sturdy shoes or boots. Anyone interested in attending or registering can contact Josh Donatell by email at josh.donatell@state.mn.us, or by phone at 218-328-8912. An agenda can be viewed online at www.dnr.state.mn.us/woodlands/workshop.html.   Discuss below - to view set the hook here.
    • SpearPike