Guests - If You want access to member only forums on FM. You will gain access only when you Sign-in or Sign-Up on Fishing Minnesota.

It's easy - LOOK UPPER right menu.

  • Announcements

    • Rick

      Fishing Report Clubs - LIMITED MEMBERSHIP - Join Today - FREE   01/24/2018

      Fishing Minnesota had added a new menu item (see above) called Fishing Report Clubs. It's a way to keep the really good fishing reports coming and being shared only with those who also provide detailed fishing reports. We will only approve new members who request to join if they have already posted a recent fishing report in the area forum, associated with the Fishing Report Club area  you want to join. We are going to limit the number of regular memberships, in the Fishing Report Clubs, to the top 20  members in each Club, to those with the best frequency and quality fishing reports provided in the club and less so in the regular fishing report forum open to all members. The higher quality fishing report reserved for the club of course. If  you want fishing reports  around your area, I would Join Now, some of the clubs are starting to fill fast. Use the Fishing Reports Club link in the Menu above (after you've posted a fishing report in the regular area forum) and request to Join.
  • RECEIVE THE GIFTS MEMBERS SHARE WITH YOU HERE...THEN...CREATE SOMETHING TO ENCHANT OTHERS THAT YOU WANT TO SHARE

    You know what we all love...

    When you enchant people, you fill them with delight and yourself in return. Have Fun!!!

Sign in to follow this  
deadminnowcatcher

Tackle box stolen- estimate the value

Recommended Posts

deadminnowcatcher

My tackle box was stolen out of my garage last night- It was one of the largest tackle boxs you can get- full of crank baits, jigs, hooks line etc. etc. Anyone ever lose a tackle box like this? How much cash did it take to replace it? Waiting for a call bck from the insurance company

Share this post


Link to post
Share on other sites
LBSPORTSMEN

One of my big fears...

I go through mine every year and estimate the value for insurance. I run between 1200 and 1500 every year. It is much easier to get money from insurance if you carry and inventory of your box. Good Luck! I hope this helps...

Share this post


Link to post
Share on other sites
Hammer Handle

Is this covered under personal property insurance?

My wife had her small tackle box stolen two years ago. I didn't even turn it in for it probably didn't pay...but then she filled her new tackle box with lures from mine!

Share this post


Link to post
Share on other sites
Questor

I can't help you with this now. I read your story and suddenly became pale and weak. I'm sorry this happened to you.

Share this post


Link to post
Share on other sites
papabear

How is the insurance agent to deal with Ive always wondered if they can be real stingy on things like this. Hope it goes good for ya and you didnt have anything that they do not make anymore.

Share this post


Link to post
Share on other sites
Scott K

I had a box stolen, and a vexlar, I had a $500 deductable, had to give the insurance company a copy of the police report. No hassle at all, estimated my loss my self, and had a check in the mail in a week.

Share this post


Link to post
Share on other sites
nofishfisherman

I think as long as it is a resonable estimate they aren't going to fight to much with you on it. For the amount of money its probably not worth their time. But if you claimed it was worth $5000 they might ask for some proof.

For insurance purposes its a good idea for most of us to keep a list of all fishing equipment and the price paid for it. Keep it in a safe spot, by this I mean somewhere where the wife will not find it. She doesn't need to know how much we all spend does she?

Share this post


Link to post
Share on other sites
Scott K

I was told by my agent to just take an annual picture of my tackle boxes contents, and updated value along with it.

Share this post


Link to post
Share on other sites
lookincalifornia

i had one taken out of my truck when in high school. having not learned my lesson i left my stuff in my bronco three years later. this time they took the whole truck frown.gif

both times i was asked to make a list of what was inside. i remeber getting around $1000-$1200 both times. it would be more now as lure prices have gone up quite a bit since 95'.

side note: my first box was a plano over under with a couple of stickers on it. a couple of months after it was stolen, i saw a kid fishing with a very similar box. my blood started to boil as i approached him. he had the same in fisherman sticker, but the other one was different. i was kinda dissapointed that i didn't get to yell at this kid for stealing my tackle box cool.gif

Share this post


Link to post
Share on other sites
snowgoose

Sorry to hear about your gear. I know from experiance that Cabelas and Reeds will help you get a price list together. Give them a list of what you lost and they will get you a price list. Talk to Jeff at Reeds. He helped me out when I had a bunch of hunting gear stolen. He replaced everything for me at his cost and shipped it to me. He told me he likes to help people out due to Insurance deductables and depreciation.

Hope this helps.

Todd

Share this post


Link to post
Share on other sites
deadminnowcatcher

the bad thing is that I cannot just go to one place and replace everything. It will take years to acumalate everything that I had in the box. And some things they no longer make

Share this post


Link to post
Share on other sites
Scott M

Quote:

a couple of months after it was stolen, i saw a kid fishing with a very similar box. my blood started to boil as i approached him. he had the same in fisherman sticker, but the other one was different. i was kinda dissapointed that i didn't get to yell at this kid for stealing my tackle box
cool.gif


Yeah, be careful with that. I remember fishing off a public dock once and a guy was asking me about my box. Turns out his box had been stolen from his truck not too far from where I was fishing. We had the same model Plano and he insisted it was his. I had received the box years ago as a birthday gift. I was pretty scared that he was gonna make a move on me and try and swipe it. Even after examining the contents of the box he thought it was his. Maybe he would have tried something if there weren't other people around.

****This was when I was a kid*****

Share this post


Link to post
Share on other sites
Deitz Dittrich

When I was younger I was got ready and loaded the truck the night before to save time... Truck was broken into and I lost some rods and a tackle box. I was out about 3 grand... But I learned a few lessons.. and the best one is this...

Tonight... all of you... Get your camera out and take a picture of your tackle box open. And all your rods.. this way if you are to run into a rude person! You have photo proof to the insureance. I was lucky, my insurance dude knew I was a tourny angler, no questions asked and had a check out pretty quick.

Share this post


Link to post
Share on other sites
tunrevir

Sorry to hear about your box, really peeves me when people just take things. As part of my spring cleaning every year between ice and soft water I take my box apart. I take an inventory of the number of each bait and model, check hook sharpness ect write it down, polish spoons and spinnerblades, sharpen hooks and the most important part decide how many baits and colors I will need to stock up on to bring the arsenal back to a satisfactory level. It is time consuming but I figure at that time of year I'm just waiting to get out anyways. Besides then it spurs me to make a trip to Gander to get the necessary lures I need! Right now my box as it sits has 2600.00 in it so don't be surprised if yours is up there as well. Another thing I did was I took out a 20 dollar a year rider on my homeowners policy just for my tackle and rods/reels just for this case. Sorry to hear of your loss!

Tunrevir~

Share this post


Link to post
Share on other sites
slipperybob

I'm one of those guys who basically carries their whole fishing life in their tackle box and I've got a nice collection of some insane expensive lures, so that can easily put my tackle box up their over $4000. Some lures have only seen the water once. But I always carry a variety of colors or duplicates of the same one for backups. If I'm really good and very discipline, I would only select a few lures and put that in little storage box for a fishing trip only. Then again, if I wanted to switch and target another species, I couldn't. But I'll never do what an aquiantance of mine did, fish for crappies with catfish gear. Their you go, 30 lb steel leaders, 20+ lbs line...LOL's...Bite that crappie! Bite, bite, bite.

But I've recently split my tackle box into several smaller packages. Less weight and if I should lose it/gets stolen I won't lose everything all at once.

Share this post


Link to post
Share on other sites
deadminnowcatcher

I am thinking that i had 3-4 grand in the box. I wont know till i start putting things in the box. Hoping insurance is ok with that. still waiting for adjuster to call me confused.gif

Share this post


Link to post
Share on other sites
Hammer Handle

Wow, I have one of the largest tackle boxes they make...and it is full of lures.

I will be lucky if I have $500 invested in it....

Share this post


Link to post
Share on other sites
cjac

I have an album in Photobucket called "insurance", hope I never need it. If the insurance agent ever says "Do you really have 30 rods/reels" I can say YES! I have detailed photos, of tackle boxes open, boxes from all the reels.

Good way to really self assess your inventory as well.

Chris

023_23.jpg

Share this post


Link to post
Share on other sites
Ralph Wiggum

Quote:

I have an album in Photobucket called "insurance", hope I never need it. If the insurance agent ever says "Do you really have 30 rods/reels" I can say YES! I have detailed photos, of tackle boxes open, boxes from all the reels.


And what's your address??? blush.gif

Just kidding, too many Abus for my taste tongue.gif

I need to show that photo to my fiancee, though, so she understands that I am not crazy!!!

Share this post


Link to post
Share on other sites
snoozebutton

Quote:

I need to show that photo to my fiancee, though, so she understands that I am not crazy!!!


Yeah, I just had my wife look at that photo. I hear that "don't you have enough rods and reels" from her all the time. I tell her there's no such thing as too many rods and reels. smile.gif

Share this post


Link to post
Share on other sites
Hammer Handle

And what happens if they steal your tackle...and your computer?? confused.giftongue.gif

Share this post


Link to post
Share on other sites
Ralph Wiggum

That's why he's got the photos hosted online!!!

I generally back up my photos to CD in case my hard drive crashes. I then keep one CD at home and one somewhere else--just in case of fire. Anal, yes, but I'd hate to lose all my photos!!!

Share this post


Link to post
Share on other sites
Guest
This topic is now closed to further replies.
Sign in to follow this  



  • Your Responses - Share & Have Fun :)

    • Wanderer
      Has your tip up been in deeper water, shallower or the same? I’m hoping to get some iced this last weekend of the season. Devils Lake in ND is a good bet.
    • Mark
      Catching a lot of them in 34 feet
    • tca12
      Back on the Horseshoe chain I put in another 7 hours seeing zero pike yesterday.  I must be using the wrong decoys since I can draw in sunfish, crappies, bass, and catfish all day.  Finally caught a pike on a tip-up outside the house so at least I didn't get skunked again.  Looks like that will do it for spearing season unless I can figure out a North Dakota lake to try...
    • Reid Saarela
      Quick report from last weekend: Fished a couple midlake reefs in big bay and the walleye seemed to be non existent aside from a few dinks, although, the action was pretty decent. Jumbo perch, tullibee, and a few crappie kept me busy. From hearing other people’s late season reports along with my experience last weekend it seems like a lot of the walleye have moved to different types of structure, perhaps shallower?? I’m not sure, but had very few marks that appeared to be walleye.  
    • IceHawk
      Agree Pike they new there Stuff bought a few guns there and great prices!
    • IceHawk
      Anyone one of you guys ever use Dave Smith decoys?  They sure look realistic but wow come with a price. I like the avian X and I have a couple custom painted from a artist friend that look real good also.  Yes I  realize  a lot of people  don't use decoys. And I realize there is a time and situation for that  But I'm kind of a decoy junky lol! i rarely find my self going with out any. 
    • mrpike1973
      I agree Ice Hawk. I liked Sportsmans seemed to have more people that actually fished and knew what they were talking about for help.
    • IceHawk
      Great vid on my bucket list also. I always loved seeing those peacock fisherman throwing  those woodchoppers. Seems like a very aggressive fish I need to target someday 
    • IceHawk
      Bring a scoop of each and try a variety the fish will tell you what they are preferring. 
    • IceHawk
      Boy your lucky sure miss the one in St Cloud  they always seem to carry a great selection for everything. We are kind of limited with only Mills and Scheels . Dicks just doesn't have it for me. 
  • Share & Have Fun